Two of the more closely watched crypto presales of 2025 are found in the fintech sector. These include Digitap ($TAP) , the maker of the world’s first “omni-bank,” and BlockchainFX (BFX), the maker of a decentralized multi-asset trading super app.
Analysts are attracted to both projects’ vision of disrupting the status quo and giving consumers access to better, faster, and cheaper financial services. Among the two, Digitap stands out as the better altcoin to buy because of its live product and partnership with one of the world’s most recognized financial brands.
BlockchainFX, on the other hand, has only a beta version of its app to convince analysts that it is the best crypto to buy . It also faces a more difficult path to market as it will compete head-on with industry titans, while Digitap is able to demonstrate real savings to users.
Source: Digitap
Why Digitap Belongs On Altcoin To Buy Now Shortlists
Digitap’s “omni-bank” can be described as one part traditional banking app and one part digital asset wallet. Its platform allows users to hold multiple fiat currencies via offshore IBAN accounts and hold over 100 cryptocurrencies. Both live together side-by-side in one account and transact with each other interchangeably.
The company has recently integrated with Visa to offer a debit card with Apple Pay and Google Pay support. Users can preload their card with fiat or even crypto, which is seamlessly converted into local currency at the point of sale. This means that crypto can finally be spent like cash for everyday transactions, a key feature that analysts note is extremely rare for a presale-stage project.
The most notable standout feature is Digitap’s multi-rail payment framework that routes transactions either through traditional networks or blockchain rails. The AI software will decide which method is faster and cheaper.
Thanks to this optimized routing, international transfers through Digitap can cost under 1% in fees, compared to around 6.2% in fees charged by legacy remittance providers. Digitap brings to the table a real price advantage in the $1 trillion-plus global remittance market as it offers users a faster and far cheaper way to send money across borders.
Source: Digitap
How Buybacks And Burns Tie $TAP’s Value To Usage
Digitap’s crypto presale of its native $TAP token is attracting a lot of attention from analysts who note it offers tangible value from day one. This explains the token’s expanding momentum over the past few months as the structured tiered rounds take less time to complete. The first round was priced at $0.0125 and took around 3 weeks to advance, but now the current rounds are sold out within a week.
Currently priced at $0.0297, the current round will close on Friday with the price rising to $0.0313. In total, the presale has generated sales of more than $1.8 million, and the coveted $2 million milestone is now within reach.
Digitap has set a public exchange listing price of $0.14 for $TAP, implying even late investors will earn a roughly 5x paper return if all goes according to plan.
Analysts also note that Digitap’s tokenomics make it a top crypto to buy now. The total supply of $TAP is capped at 2 billion tokens, and the team has committed to using 50% of all platform profits to buy back and burn $TAP from the open market and to reward token stakers. This revenue-sharing and burn mechanism means that Digitap’s token appreciation is directly tied to the platform’s growing usage.
BlockchainFX’s Super-App Vision Meets Seasoned Rivals
BlockchainFX is aiming to build an all-in-one trading super-app that includes access to trade and swap crypto, stocks, ETFs, commodities, forex, bonds, and even derivatives. The team believes investors and traders should have one unified blockchain-powered application where Bitcoin, Tesla stock, gold, and corporate bonds should be tradable under one roof.
The project is currently operational in beta, and early testers are trading over 500 different assets. Many in the crypto community approve of the “one-stop-shop” trading app, but analysts are viewing this through a different lens.
The concept of unified trading is not new. BlockchainFX faces an uphill battle in converting its vision into a dominant product. Fintech firms like eToro already allow users to access stocks, crypto, and other asset classes side by side. In fact, eToro recently launched a new AI-powered strategy tool and offers 24/5 trading for major U.S. indices.
Essentially, BlockchainFX’s vision of bridging traditional finance with crypto is bold and exciting, but it will have to compete against multi-billion-dollar rivals with years of experience.
Source: BlockchainFX
Digitap’s Real Utility Outshines A Trading Super-App Pitch
Both Digitap and BlockchainFX represent what a crypto presale project should look like: a bold vision of leveraging the power of blockchain to bring better, faster, and cheaper financial services to users.
BlockchainFX could see success in marketing a unified trading experience to users who recognize that a diversified portfolio across asset classes is the wise choice. But, at the end of the day, BlockchainFX isn’t bringing anything new to the table or showing investors how they can save money. Analysts appreciate BlockchainFX’s narrative, but it falls short of ranking near the top of the best altcoins to buy .
Analysts mostly agree that Digitap has a much larger strategic advantage. It is solving real financial problems and has the numbers to prove it. Digitap’s app can move money cheaply and quickly today. For this reason, Digitap ranks near the top of the best cryptos to buy now.
Discover how Digitap is unifying cash and crypto by checking out their project here:
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
This article is not intended as financial advice. Educational purposes only.
