Congress is actively pushing to complete the market structure legislation, and Trump promised it would arrive ‘soon.’ Designed to finally define the rules of the road for digital assets, this new pro-crypto era will have winners and losers.
Broadly, speculation is out, and utility is in. Investors need to move with the times, and the rotation from speculation and financial nihilism into utility has already begun. Memecoins are likely the biggest losers in the new pro-crypto era, and products are the likely biggest winners.
Crypto presales
are particularly interesting in this regime, and
Digitap ($TAP)
has shot past $4.3 million raised. Built like fintech and using crypto rails to ship a better banking experience today, $TAP could easily be one of the best
cryptos to buy now
for the coming regulatory shift.
Here is what investors should know.
The Market Structure Moment: Regulation Is About to Pick Winners
This cycle’s biggest unlock is legal clarity. The Digital Asset Market Clarity Act is market structure legislation that determines who will regulate crypto and replaces the “regulation-by-enforcement” era with a statutory framework. This matters because it changes which assets trade at a premium.
Expect investors to start asking, what is the token? What does it do? Who uses it? Where does value accrue? What is the consumer outcome? Trump commented that the bill is coming soon , and positioning is already underway.
In a regulated environment, tokens that exist purely to speculate tend to be the biggest losers. Whereas tokens attached to real financial behavior tend to win. The best altcoins to buy this year will be utility-focused, and this bill could be the perfect trigger for an altcoin season—just not the 2021 kind.
Digitap ($TAP): Built Like a Fintech Product
Digitap is positioned as an omni-banking platform. Crypto speed and stablecoin settlement under the hood, with a familiar neobank-style experience on top. And is perfectly designed for the next era of adoption. It removes friction from finance and delivers an upgraded banking app. Available for download on iOS and Android today.
Three core features are driving this crypto presale’s success. All perfectly aligned with a pro-crypto regulatory regime. The first is the Visa card, because being able to spend crypto anywhere completes the famous last-mile problem. The second is privacy banking options via its Premium and Pro accounts. Subject to jurisdiction and compliance, powered by its banking partners.
These accounts are particularly attractive to whales in a world where financial access and regulation keep tightening. Finally, multi-rail settlement. This is the big breakthrough and why $TAP ranks among the best cryptos to buy now . It integrates traditional banking rails via partners and blockchains. The rails become invisible, and users get faster transactions.
Digital stands out because the product benefits from clearer rules, is easy to use and explain, and is a real finance app looking to drive adoption.
Crypto Presale Momentum: Why the Market Is Treating $TAP Like a Product Rollout
A pro-crypto era means capital floods into compatible projects. Digitap’s raise of $4.3 million is the signal. Inflows have noticeably increased since Digitap enabled Solana deposits for its global money app, meaning Solana’s lightning-fast speed is now available to Digitap users.
In 2026, betting on a single network won’t work. Routing across all rails and using the best of what crypto has built to date is how the best apps will be built. Solana is one of the fastest chains in crypto, and Digitap plugging it into the app is a direct upgrade to the user experience. And Digitap is clearly playing the fintech game: ship a better product to eat market share.
Still priced at $0.0439 and confirmed to list at $0.14, anyone purchasing today can lock in easy potential 3X gains when $TP lists. Already up 250% since the presale began, this
crypto presale
has some of the strongest momentum in the market currently. And this is yet another reason $TAP ranks among the best
altcoins to buy
this year—especially for banking bulls.
Why Utility Wins the Next Altcoin Season
The best bets to make in a new pro-crypto era are products that could genuinely disrupt traditional finance. The market structure bill will provide clarity and direct investors towards real products—that’s why Digitap’s
crypto presale
momentum is accelerating.
Increasingly, the next altcoin season is likely to be driven by crypto projects that look like fintech, and the products that hide crypto rails will be the ones onboarding the next cohort of users. That’s why global money apps and crypto cards are the dominant narratives currently.
Digitap sits in that lane and is well-positioned for the coming era. $TAP is right at the heart of the
Digitap
ecosystem, fueling staking programs, unlocking VIP & cashback rewards, and benefiting from a token burn. With 50% of platform profits used to remove $TAP from circulation and reward stakers.
If the market structure bill triggers an altcoin season, $TAP looks like a likely winner. Utility is back, and banking is the cleanest utility trade in 2026.
Digitap is Live NOW. Learn more about their project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
This article is not intended as financial advice. Educational purposes only.
