Ant Group is internally testing an AI version of Alipay, integrating the intelligent agent "Abao" to support voice ordering and financial management.

According to Bijie.com, Ant Group is internally testing a major redesign of Alipay, planning to introduce an AI agent interface called "Abao." After authorization, users can use text or voice commands to have "Abao" perform everyday tasks such as calling a ride-hailing service, ordering coffee, and ordering takeout, and even perform investment tasks such as purchasing mutual funds. The new Alipay aims to break away from traditional menus and search boxes, and the agent can generate financial analysis based on users' personal income and expenditure data, providing investment and financial management advice. Tencent is also internally testing a similar agent prototype within WeChat. Both Alipay and WeChat have over 1 billion users. Due to increased spending on healthcare applications and large language model development, Ant Group's profit in the fourth quarter of 2025 is expected to decline sharply by 79% year-on-year. Currently, the AI redesign of Alipay is still in the internal testing phase, and Ant Group representatives declined to comment.