Established cryptocurrencies like Aptos (APT) and Cardano (ADA) have struggled to maintain recent momentum. In Aptos’ case, the token attempted and failed multiple times to trade above $2. Now, the token is trading at $1.52, dangerously close to the key $1.50 support level.
Similarly, Cardano is trading at $0.35 after trying and failing to muster enough buying momentum to test the $0.50 level.
These two tokens reflect the broader trend in the crypto market in the early weeks of 2026. Altcoins that fail to demonstrate real-life utility and a clear path to growth are getting punished.
By contrast,
Digitap ($TAP)
, a
crypto presale
project, has seen its momentum accelerate in recent weeks, ranking as the
best crypto to buy
. The maker of the world’s first “omni-bank” is winning over investors. Its crypto-fintech hybrid bank app is live and bringing real-world utility and savings to people worldwide.
Source: Digitap
Digitap’s Bank App Blends Crypto And Traditional Money
Digitap is the developer of a bank app that seamlessly connects traditional banking with crypto. Users can manage their daily and occasional traditional financial needs and crypto holdings in the same app.
Key features include foreign currency accounts, high-yield savings accounts, global money transfers, and a crypto wallet that supports more than 100 tokens. By leveraging the power of both fiat and crypto, Digitap can deliver a far superior service.
For example, global money remitters charge, on average, 4.2% to move money across borders. But Digitap’s AI-powered app identifies the best available method to move money and can transfer funds within seconds at less than 1%.
The project recently partnered with Visa to offer virtual and physical Visa debit cards linked to users’ fiat and crypto balances. The AI system can also convert the needed crypto to fiat at the point of sale. This means Digitap is solving the usability gap, as spending crypto in real life has been difficult, if not impossible.
How Digitap’s $TAP Presale Hit $4.4M During The Selloff
The total addressable market for Digitap’s service is enormous. There are roughly 1.4 billion adults worldwide who don’t have access to a bank account. Digitap’s optional no-KYC signup means it can onboard tens of millions of new users (if not more) who have been left out of the global financial ecosystem until now.
Investors are recognizing this reality by ranking Digitap as a top altcoin to buy . Digitap’s crypto presale of its native $TAP confirms heavy investor interest. The presale went live last summer and managed to raise more than $4.4 million to date, despite launching near the crypto selloff.
In fact, Digitap’s momentum merely accelerated as the sea of red expanded. This is because $TAP is programmed to increase in value in stages. Once each round completes, $TAP inches higher in value. The initial offering priced $TAP at $0.0125, and it is now selling for $0.0439.
This 250% paper profit helped many investors offset what would have otherwise been heavy portfolio losses. But Digitap is also a compelling crypto to buy for the long term due to its investor-friendly tokenomics. Half of the platform’s profits are allocated toward buybacks and burns, and rewarding stakers.
As the platform scales, this structure creates a direct link between adoption and token value, supported by a shrinking circulating supply over time.
Why Aptos’ High-Speed Chain Still Lacks A Breakout Use Case
Aptos is a relatively new crypto project, as it was launched in 2022. Expectations were high given that the team comprises former Meta engineers. Aptos was able to show the community extremely high transaction speeds that would rival Solana.
The network has seen some growth in decentralized finance activity and stablecoin usage over time. However, its overall adoption has disappointed many investors. With APT trading at $1.52, it is down roughly 90% from its all-time high near $20 in early 2023.
Essentially, Aptos provides a high-performance tool that few argue against. However, it lacks a steady flow of popular decentralized apps, users, and use cases for it to rank as a leading altcoin to buy .
Buying Aptos is a bet on its future potential, which may in fact play out and reward investors. However, its token may continue lagging in an increasingly utility-driven environment.
Source: @Crypto_Guerrila
Why Cardano’s Careful Roadmap Has Yet To Win Users Back
Cardano is another example of how a project with compelling tech doesn’t translate to value. Indeed, Cardano is a prime use case of how a “slow-and-steady” strategy leads to investor frustration.
Cardano has consistently rolled out upgrades to its network over the years with a focus on security and development rigor. However, transaction volumes and fees on the network are low, confirming limited demand for ADA in actual applications.
As a result, much of ADA’s investment thesis is tied to its future potential. Similar to Aptos, there is potential for Cardano to see tremendous success. However, it needs to convince developers and users that it is a good home for future dApps and partnerships.
Source: @whaleUTXO
Digitap’s Utility Story Backs Its Role As Best Crypto To Buy
Investors made it clear during the market selloff in late 2025 that real-world utility takes precedence over theory. Investors don’t want crypto projects that may become successful in the future; rather, the top crypto to buy are those that which can prove success today.
Aptos is a strong technical platform, but its token may continue to lag until it can prove investors otherwise. Similarly, Cardano’s total value locked in DeFi of $163 million is a drop in the bucket compared to the industry’s total TVL of around $120 billion.
Digitap, on the other hand, is part of a new generation of crypto presale projects gaining traction by delivering value now, rather than later. With a live app, a global reach, and a clear utility narrative of offering a crypto-as-money service, Digitap is positioned as the b est altcoin to buy and hold.
Digitap is Live NOW. Learn more about their project here:
Presale https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
This article is not intended as financial advice. Educational purposes only.
