ETH Under $2,400 BTC Under $78K While Digitap ($TAP) Up 273%: How this Banking Crypto Presale Became 2026’s Market Leader

Bitcoin slipped briefly below $78,000, and Ethereum is still trading below $2,400. And yet the Digitap ($TAP) banking crypto presale is up 273% and accelerating. There are lots of moving parts, and things are getting increasingly complicated.

The key takeaway is that markets are experiencing a regime change. Majors are getting crushed while value-rich small caps thrive. Why? President Trump’s decision to nominate Kevin Warsh as the next Fed chair means lower rates and a shrinking balance sheet. The commodity bubble popped violently, and investors need to understand the direction of travel.

Warsh means small caps will thrive while large-cap tech and macro assets will continue to fall. That means the leading altcoins to buy are not bloated majors but instead lean, nimble fintech-style businesses. And that’s why Digitap is a serious contender for the best crypto to buy now and a potential market leader when banking explodes in 2026.

BTC Gets Crushed: The Liquidity Hangover

As crypto assets grow, investors need to understand macroeconomic factors more. Warsh is hostile to a bloated Fed balance sheet. The metals crash made the point brutally clear. Gold and silver hit records in January, then suffered a historic reversal as traders rushed to de-risk after the nomination headline.

The easy money era is coming to a close. While Bitcoin remains one of the best cryptos to buy for long-term exposure to the space, things do look rough in the short term. BTC has become an index of risk appetite due to ETF buying. And with Warsh being a hawk, BTC gets hit first, as it is a classic expression of excess liquidity.

BTC trading below $80,000 doesn’t look great, and the brutal reality for majors in 2026 is that the bigger the market cap, the more it will suffer.

Ethereum Under $2,400

Ethereum has the same problems as BTC. Trading well below $2,400 and with Tom Lee sitting on paper losses of $6 billion, it is difficult to be bullish on crypto’s larger layer one. While Ethereum still sits at the center of crypto’s capital stack. The price action is a clear reminder that just because it is a blue chip, it will not escape a downturn.

In a liquidity scare, ETH becomes the pain trade. Adding to ETH’s problems is the ongoing value compression across layer 1 blockchains, and now that the easy money era is closing, ETH looks set to see more pain before even a hint of a reversal. This is the price of growing up and becoming a macro asset.

That’s why smart money is focusing on breakout small-cap assets with real product momentum.

Digitap ($TAP): Omnibanking Built for the 21st Century

Digitap is a bet that crypto becomes mainstream financial infrastructure for everyday users. It has already shipped its omni-banking app and seen thousands of downloads—impressive for a crypto presale . But what is omni-banking? It’s the 21st-century version of a bank. One interface where crypto and fiat live together, and the rails are invisible for regular people.

Thanks to Digitap, users don’t need to learn about wallets, chains, or anything crypto-related. They just get faster settlement at a lower cost and more flexibility. And this opens the door to onboard the next million users into crypto, as well as the 1.4 billion underbanked people globally.

Digitap is selling a product, and that explains how this banking gem has already raised nearly $5 million despite the downturn. It has shipped its Visa card, which turns on-chain value into real-world spending, and its hidden stablecoin layer does all the heavy lifting. Digitap is positioned as the best way to onboard non-crypto natives into stablecoins this year.

It has packaged them inside a familiar money app and unlocks features such as cross-border transfers for less than 1%. An easy way to onboard new users. Multi-rail settlement ties the whole system together. And users have access to traditional banking rails and blockchains with all complexity abstracted away.

Digitap is the first crypto project to deliver TradFi and DeFi together in a single app, and recently integrated Solana deposits. Still available today for just $0.0467, this crypto presale is aiming to eat a banking-sized market, and the potential upside is huge.

Why $TAP Looks Primed to Outperform BTC & ETH in 2026

The old era of governance tokens and inflation is over. Investors want value capture, and $TAP delivers. It allocates 50% of platform profits to buying $TAP on the open market, and splits them between token burns and staking rewards. As Digitap grows, $TAP buy pressure increases, and supply shrinks. This is why $TAP ranks among the best altcoins to buy currently.

Already up 273% since its presale began, and the confirmed listing price of $0.14 means nearly 200% potential upside available for today’s buyers. While majors get crushed, smart money is looking for low entry prices, massive target markets, and a token that accrues value. Again, that’s why $TAP is primed to outperform BTC & ETH this year as one of the best cryptos to buy now .

While BTC and ETH will struggle under Warsh, $TAP holders are earning 124% staking APY. The buyback flywheel helps secure $TAP’s long-term value, and most importantly, $TAP doesn’t need perfect market conditions to thrive. It just needs to see continued adoption.

As majors breakdown, small caps that are executing will win, and that’s why Digitap has a massive edge in 2026.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app

Social: https://linktr.ee/digitap.app

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway